Your Most Important Medicare Goal: You have one goal when choosing a Medicare plan that far outweighs any other goal.
That goal is as follows:At some point in your life - and I hope it never happens - you may be diagnosed with a serious health condition for which you want to use the doctor or hospital with the most experience and expertise for your condition.
This gives you the best chance for the best health outcome. If this happens, you want to get this care as soon as possible with little or no cost to you.
Medicine is a noble profession, but a doctor is not a commodity. Some doctors simply have more experience and expertise than others.Taking this one step further, for many health conditions as cancer in a particular location of the body or a particular stage in development, there may be only one doctor or hospital recognized as the most knowledgeable based on experience, research, and knowledge.
This is the person or facility you want to trust with your life if you are diagnosed with a life threatening illness.
If you are diagnosed with a serious health issue, having access to care is crucial to beginning treatment as soon as possible.When you stay with regular Medicare and enroll in a Medicare Supplement, such as Plan G, you can obtain this care with little or no cost.
You are giving yourself the best chance for the best health outcome if you become sick and the best chance for living a longer, healthier life.
However, if you leave regular Medicare and sign your Medicare benefits over to a private, for-profit, restricted-access Medicare Advantage Plan, such as Humana Gold Plus or Kaiser Permanente, you are allowing that plan to limit your choices in care to minimize their costs and maximize their profits.
You are also allowing the managers of that plan to say "no" to care you may need only to meet their business objectives; minimizing the cost of your care when you need it most.
Many prestigious medical facilities are not within the network of Medicare Advantage plans.We would appreciate the chance to help you understand your Medicare options so you can choose the right plan for you both now and in the future.