The way in which you apply for Medicare depends on your situation.
The important questions that determine how you apply for Medicare are as follows:
Are you approaching your 65th birthday or are you past your 65th birthday or are you past your 65th birthday?
If you are approaching your 65th birthday, are you collecting Social Security?
If you are past your 65th birthday, do you have creditable health insurance through either your or your spouse’s employer?
If you are past your 65th birthday and have creditable coverage through an employer are you contributing to a Health Savings Account?
Even if you have employer coverage through your employer or your spouse, is your employer coverage or full Medicare the best option for you? Read More