In today’s internet-savvy world many people prefer to make their own decisions about Medicare without feeling pressured by someone on the phone or even a stranger sitting at their kitchen table.
The good news is you can do just that with all four major parts of Medicare – Medicare Parts A and B, your Medicare Supplement and your Medicare Part D Drug Plan.
To enroll in Medicare Parts A and B – or Medicare Part A only – all you need to do is go to www.socialsecurity.gov.
You can click on the following link to get detailed instructions on how to enroll
As a reminder, if you are collecting Social Security four months prior to the month in which you turn 65, you will be automatically enrolled in Medicare Parts A and B and will only need to enroll in a Medicare Supplement and Medicare Part D Drug Plan.
In this case your Medicare will begin the 1st day of the month you turn 65 unless your birthday is actually on the 1st of the month. If your birthday is on the 1st of the month your Medicare will actually begin the 1st day of the previous month.
To enroll in your Medicare Supplement, simply click the following link to enroll in a Mutual of Omaha’s Medicare Supplement
I recommend a Plan G Medicare Supplement.
In most states you can enroll in your Medicare Supplement up to six months before the 1st day of the month in which you turn 65. Of course, your coverage will not take effect until your Medicare A and B takes effect.
Medicare’s PlanFinder tool allows you to enter your medications along with your preferred pharmacy and then shows you which Medicare Part D Drug Plan in your area will provide your medications at the lowest overall cost including monthly premium, annual deductible (if any) and co-pays for your medications.
You can then enroll in the Medicare Part D Drug Plan your choose directly from the website.
You can change your Medicare Part D drug plan every year during Medicare’s Annual Enrollment Period from October 15 through December 7.
You can learn any information you need about Medicare and get answers to your Medicare questions at MedicareAnswerCenter.com.
At Medicare Answer Center we appreciate the privilege of assisting you with learning about your Medicare options so you can make the right permanent Medicare decision.
Simply click the following link to schedule a free, no-obligation 30-minute Medicare consultation.
I look forward to talking with you soon.
Charles Bradshaw is President and Founder of MedicareAnswerCenter.com.