A gentleman named Edward from Nashville scheduled a Medicare consultation with me that took place yesterday.
When I called Edward, I could tell right away he was stressed out about the fact he was turning 65 in a few months and going on Medicare. He told me he was getting bombarded with all kinds of mail and phone calls about Medicare and was having a hard time keeping up.
I told him to take every piece of mail he had received about Medicare from anyone except the government and put it in the nearest recycle bin. I also told him to stop taking calls from anyone he did not know.
Nearly 100 percent of the mail or phone calls you receive about Medicare when you are about to turn 65 is from a company wanting to make a lot of money off of your hard-earned Medicare benefits.
These companies such as Humana and Kaiser Permanente are not trying to help you learn how Medicare works and what your options are with Medicare. They are mainly trying to steer you toward their private, for-profit, restricted-choice Medicare Advantage plans that can be catastrophically bad for both your health and finances.
They are literally attempting to get you to permanently sign over your Medicare benefits so they can divert your Medicare dollars away from spending on your health and to their profits.
Trying to learn what you need to know about Medicare from Humana is the same as getting diet advice from McDonald’s.
When you sign over your Medicare benefits to a private, for-profit Medicare Advantage Plan such as Humana Gold Plus, you are giving Humana full control over your health care. Humana will make decisions about the health care you receive and the doctors you can see based on the cost rather than what gives you the best chance for the best health outcome.
The less Humana spends on your health care the more money they make as a company and the higher salaries and bigger bonuses they can pay to themselves.
When you are approaching the time you first go on Medicare, it is critical that you learn how Medicare works from an unbiased source. You need to fully know and understand your Medicare options so you can make the right decision for you both now and in the future.
I started MedicareAnswerCenter to help as many people as possible fully understand their options with Medicare so they can make the right decisions for them. We do not enroll anyone in any Medicare plan until we know they fully understand their options and have decided on a Medicare plan based on what is right for them.
At Medicare Answer Center we appreciate the privilege of assisting you with learning about your Medicare options so you can make the right permanent Medicare decision.
Simply click the following link to schedule a free, no-obligation 30-minute Medicare consultation.
I look forward to talking with you soon.
Charles Bradshaw is President and Founder of MedicareAnswerCenter.com.