How does Medicare work with dental care?

As you likely know, dental care can be expensive.

However, Medicare does not cover routine dental care.

This includes preventative cleanings as well as regular dental work such as fillings or major dental work such as root canals or crowns.

The only situation in which Medicare will pay for dental work is in the event of an accident reconstruction or an issue resulting from a larger health issue such as oral cancer.

2019-08-16 Charles Bradshaw
Charles Bradshaw

People on Medicare can purchase dental insurance that will cover routine cleanings as well as some of the costs of regular and major dental work.

A good dental policy will cost around $40 to $50 per month and provide up to $1,500 in coverage per calendar year.

Routine cleanings will usually be covered 100 percent while regular work such as fillings will be covered at 80 percent and major work such as crowns and root canals will be covered at 50 percent.

Importantly, most individual dental policies have a 12-month wait period before they will cover major work. Insurance carriers do not allow you to enroll in the plan on a Tuesday and suddenly need a root canal on Wednesday.

Mutual of Omaha has just launched a Dental Insurance policy designed for people on Medicare to help manage the costs of routine dental care and share the costs of expensive and often unexpected major dental costs.

Please click on the following link to see the details of this dental policy

Click here to review dental policy brochure

If you would like us to email a quote to you for this Mutual of Omaha dental policy, please click on the following link

Click here to request your dental insurance quote

At Medicare Answer Center we appreciate the privilege of assisting you with learning about your Medicare options so you can make the right permanent Medicare decision.

Simply click the following link to schedule a free, no-obligation 30-minute Medicare consultation.

Click here to schedule your free, no-obligation Medicare consultation

Click here to message us via Facebook Messenger

Click here to request a quote for your Medicare Supplement from Medicare Answer Center

Click here to immediately download – Ten Most Asked Questions By People Going On Medicare

You can also call me at (865) 851-1120 or email me at

I look forward to talking with you soon.

Charles Bradshaw is President and Founder of

p.s. If you know of someone who needs help with their Medicare, please share this with them.


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